Health insurance is a type of insurance that helps reduce medical expenses and prepare for illness and accidents.
Affordable Care Act
Obamacare is a private health insurance plan that offers government subsidies based on income. You can compare and choose from various plans through each state's health insurance marketplace. Eligibility is primarily for those under 65 with legal residency status, but exceptions may apply, so please inquire.
Medicare
Medicare is a public health insurance program in the United States for individuals aged 65 and older, or those with legal status for more than 10 years according to tax reports. It covers expenses such as hospital bills, medical treatment fees, and prescription drugs, and it is important to choose a plan that fits your individual circumstances.
Group Health Insurance
Group health insurance is insurance that you enroll in through a company or organization, allowing you to receive coverage at a more reasonable cost than individual insurance. Through employer support, you can reduce the burden of premiums and extend coverage to employees and their families.
NJ Family Care
NJ FamilyCare is a Medicaid health insurance program provided by the state of New Jersey, offering access to medical services for free or at a low cost based on income eligibility. It covers various individuals including children, pregnant women, and adults.
New York Medicaid
New York Medicaid is a public health insurance program that provides access to low-cost or free medical services based on income. It covers a wide range of medical services, including doctor visits, hospital stays, and prescription drugs.
New York Essential Plan
The New York Essential Plan is a low-cost health insurance option for low-to-middle-income individuals and families, offering low or no monthly premiums. It covers basic medical services, hospital stays, and prescription drugs.